Lee Romanov
Consumer Advocate
Expert In
Marketing & Promotion
I can easily and inexpensively show you how to take your home or small business to unbelievable heights.
For less than the cost of an ad, I can bring the media to you and get your business featured on television, radio, or written about in the newspaper.
InsuranceHotline
InsuranceHotline.com directs consumers to the insurance companies which offer the lowest auto, home and life insurance rates.
Lee Romanov is the founder of this unbiased insurance rate comparison guide which launched in 1994.
The business was purchased by the TorStar Media Group in 2007.
Articles & Videos
To view some shocking and hilarious insider stories,
click here. |
CNN Live Show
Toronto Star Columnist
My column in the Toronto Star can be seen in the Wheels section on
Saturdays. To read the column, click here for part 1 and here for 2. |
Author Of Car Carma
Car Carma is a fun-filled, information-packed book, that tells you why, and which drivers, based on their Astrological signs get more tickets, or have more accidents. It also gives you insider information on what drivers need to know before it's too late. It's about tickets, accidents, insurance, vehicles and the law.
The more you that know about tickets accidents, insurance and the law of the road, the easier it will be maneuver around the potholes of life.
This is an excellent book that you can give to anyone who drives. Or e-mail it to your 100 best friends as a gift.
 As seen in Reader Digest USA!
For a FREE summary of the Astrological Signs
and their ranking enter your:
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Canada: Car Carma
E-Book
Cost : $11.95
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Car Carma
Soft Cover
Cost : $21.95
CND + Shipping |
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U.S.A.: Car Carma
E-Book
Cost : $11.95
US - Instant Delivery |
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Car Carma
Soft Cover
Cost : $21.95
US + Shipping |
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T-shirts, Mugs and more, click here.
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Insurance Rates for the 2006 Car Of The Year Awards
There are rate differences of hundreds and thousands of dollars between insurance companies for the same vehicle. Drivers knowing this can get great insurance deals.
Ranking: Included is the "ranking" the insurance industry has given each of the vehicles according to:
1) Accident Benefits Coverage: How safe is the vehicle? This is an indicator of the amount paid out by insurance companies in injury or death claims.
2) Collision Coverage: Indicative of the cost paid out to repair the vehicle.
3) Comprehensive Coverage: An indicator of the amount paid out for fire, theft, vandalism, etc.
Sample Rate Comparison: Shockingly, some of the vehicles with the poorest ratings, like the Hummer, have great insurance rates. These rates have been calculated for a driver with a clean record, compared to having a ticket and accident for a Hummer and a Honda Civic.
|
Clean Record |
One Ticket & Accident |
| Vehicle |
Lowest |
Highest |
Lowest |
Highest |
| Hummer |
$1,651 |
$3,138 |
$2,812 |
$8,769 |
| Honda Civic |
$1,602 |
$3,125 |
$3,182 |
$11,271 |
If you would like any other type of insurance rate comparison, it can be done instantly upon request, by calling Stephanie Lewis at 416-699-8608.
Fear Of New Car Buying: A recent poll, by www.InsuranceHotline.com, found 75% of drivers fear what their insurance would be if they were to buy a new car. If drivers found which insurance company had the best rate, they would probably pay less for a new car then their old car.
Rate Comparison Results: When comparing insurance rate information, some surprising findings have been uncovered:
Family Car: A family car under 35K can cost more to insure than one over 35K.
SUV: Some sport utility vehicles can cost less to insure then a family car under 35K. A Hummer can cost approximately the same to insure at $1,655 as a Honda Civic at $1,602. And the Hummer has a much higher theft ranking.
Luxury Cars: Luxury cars are one of the most expensive vehicle types to insure, costing about $500 more then family, SUV's, muscle cars and alternative vehicles. And they are classified as having a high cost to repair and theft ranking.
Alternative Vehicles: Most drivers who purchase alternative vehicles, do so to save money ie. less gas cost, yet they're not going to do that through the cost of their insurance. Alternative vehicles can cost as much as some muscle cars.
Last Years Winners and Categories
- Best New Economy Car: Kia Spectra Sedan LX
- Best New Family Car: Mazda6 Sport
- Best New Luxury Car: Chrysler 300 C
- Best New Sport Utility Vehicle: BMW X3 3.0i
- Best New Crossover: Hyundai Tucson
- Best New Sport Compact: Volvo S40
- Best New Sports / Performance Car: Ford Mustang
- Best New Minivan: Honda Odyssey
- Best New Station Wagon: Mazda6 Sport Wagon
- Best New Pick-up: Toyota Tacoma
- Best New Convertible: Mercedes-Benz SLK 350
- Best New Alternative Power: Honda Accord Hybrid
Bottom Line: If you're looking for the whole car insurance industry to come to an agreement on what it should charge for car insurance for a particular make or model of vehicle, you're not going to find it, because there's such a huge spread of rates. But if you do a search through InsuranceHotline.com, you'll find out which insurance companies cater their rates to a particular make and model of vehicle or driving record. So InsuranceHotline.com helps consumers cut through all the confusion to the bottom line: the best car insurance deal. And that's all that really matters. |
