Lee Romanov
Consumer Advocate
Expert In
Marketing & Promotion
I can easily and inexpensively show you how to take your home or small business to unbelievable heights.
For less than the cost of an ad, I can bring the media to you and get your business featured on television, radio, or written about in the newspaper.
InsuranceHotline
InsuranceHotline.com directs consumers to the insurance companies which offer the lowest auto, home and life insurance rates.
Lee Romanov is the founder of this unbiased insurance rate comparison guide which launched in 1994.
The business was purchased by the TorStar Media Group in 2007.
Articles & Videos
To view some shocking and hilarious insider stories,
click here. |
CNN Live Show
Toronto Star Columnist
My column in the Toronto Star can be seen in the Wheels section on
Saturdays. To read the column, click here for part 1 and here for 2. |
Author Of Car Carma
Car Carma is a fun-filled, information-packed book, that tells you why, and which drivers, based on their Astrological signs get more tickets, or have more accidents. It also gives you insider information on what drivers need to know before it's too late. It's about tickets, accidents, insurance, vehicles and the law.
The more you that know about tickets accidents, insurance and the law of the road, the easier it will be maneuver around the potholes of life.
This is an excellent book that you can give to anyone who drives. Or e-mail it to your 100 best friends as a gift.
 As seen in Reader Digest USA!
For a FREE summary of the Astrological Signs
and their ranking enter your:
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Canada: Car Carma
E-Book
Cost : $11.95
CND - Instant Delivery |
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Car Carma
Soft Cover
Cost : $21.95
CND + Shipping |
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U.S.A.: Car Carma
E-Book
Cost : $11.95
US - Instant Delivery |
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Car Carma
Soft Cover
Cost : $21.95
US + Shipping |
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Visit our store for
T-shirts, Mugs and more, click here.
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Articles & Videos
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Over 30 insurance company quotes, giving you the lowest rate instantly. Click Here. |
Right of Way
A shocking “turn in direction” for the best insurance rates.
Quoting over 30 companies for the insurance lowest rate -
for FREE.
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Look Left…Go Right
Everyone that drives is all too familiar with Road Rage,
but there’s another villain in town: Rate Rage.
Rate Rage is the anger felt when you’re digging deep into your pocket to pay for car insurance you’ll probably never use. Even though we must have insurance, it’s never guaranteed we’re going to be given the best rate.
In a perfect world, you’d expect your insurance rep to quote you the lowest rate. Unfortunately, they can only give you a rate from the small handful of companies they represent. |
What you “want is to know” is which of the over 30 insurance companies out there has the best rate for you, right?
The Right Turn
Finding the best rate requires countless hours on the phone and a lot of patience.
If you’re lucky, after “sending” your free time searching for a reasonable price, you may find an “average” rate.
Or you can turn to www.InsuranceHotline.com to do the work for you. In minutes, you’ll have the most competitive rates from over 30 insurance companies, right before your eyes.
The shocking “turn in direction” is that InsuranceHotline.com is NOT a broker, agent or insurance company. It’s a rate guide that simply quotes you the best prices available.
Road Map to Savings
InsuranceHotline.com has been a “money saver” for all types of drivers. Thousand of drivers have found other insurance companies offering prices $100’s, even $1,000’s less than what they were paying.
- Look at this Chart: It shows the lowest to highest quotes from 30 of the top insurance companies. Most drivers pay a rate somewhere in the middle. When you move from paying an “average” rate to the “best” rate you can save a lot.
- Good Drivers: Many drivers with perfect driving records are naively paying higher rates than drivers with tickets. They assume they’ve been given the best rate because of their excellent driving record. Not True! InsuranceHotline.com will tell you how much less you should be paying. For free.
- Drivers with Tickets and Accidents: These drivers have the highest rate disparity, and are the likeliest to be overcharged. They accept a higher rate as they expect the worst. This is a costly mistake to make.
You must go online right now, if this is you. Your tickets or accidents are in the past, plus they may have even dropped off your record. So stop paying a higher insurance rate for old tickets or that accident which happened years ago.
For the lowest car insurance rates, click here.
BUT STOP!!! There’s More...
After we tell you which company has the best rate, we email the quote to you, along with these amazing bonuses:
Your Claims History Report: Find out what insurance companies have on record relating to your personal accidents and claims history.
The Fault Determination Rules: Find out how insurance companies decide if you are at fault, or not at fault, if you’re in an accident.
Free Dispute Resolution Service: If you have a dispute with your insurance company that you can’t resolve, we give you the name of an organization that will mediate it for you, for free!
There is no other service that compares over 30 insurance company rates and supplies these amazing bonuses for you, for free.
Lee Romanov
Founder
www.InsuranceHotline.com
Behind the Wheel
Is Your Driving Record Is Commanding The Best Rate?.
Quoting over 30 companies for the insurance lowest rate -
for FREE.
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Here are the results:
Selection - Based on 5,351 replies: |
They are all the same |
549 (10%) |
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Between $100 to $500 |
2,465 (46%) |
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Between $500 to $2,500 |
2,022 (38%) |
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Between $2,500 to $10,000 |
248 (5%) |
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Over $10,000 |
67 (1%) |
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Insurance Rate Differences
A survey of 5,351 drivers were asked how much did they think rates differed between insurance companies for the same driver and car?
The survey results found that most drivers believe there’s a difference of only $100 to $500 in rates between insurance companies.
Only 1% of drivers thought insurance company rates differed by over $10,000.
The Answer is that there can be over $10,000 difference in rates between insurance companies.
The Government’s Financial Services Commission did a rate comparison on 4 different driver profiles of 51 insurance company rates showing rate differences of over $15,000 for the same car and driver. |
Government Rate Comparison
Toronto Driver Profiles |
Lowest |
Highest |
Difference |
19 Years-Old, Clean Record |
$5,750 |
$15,551 |
$9,801 |
23 Yr-Old, 1 Ticket & Accident |
$2,051 |
$17,468 |
$15,417 |
2 Drivers -Old, Clean Record |
$1,763 |
$6,992 |
$5,229 |
70 Years-Old, Clean Record |
$970 |
$2,576 |
$1,606 |
outRATEgous
Interestingly, insurance companies “choose” different types of “driving profiles” to insure.
Drivers with tickets and accidents: Many people believe that if they have a less than perfect driving record they are going to “pay” for it. But there are insurance companies that provide good rates for these profiles. All you have to do is find them. I have a direct link on my blog, LeeRomanov.ca that will find you the lowest rate from over 30 insurance companies, instantly. For free.
Drivers with kids: Many parents feel discriminated against by high rates. The trick is to look for the insurance company that has the lowest rate for the youngest driver, and ensure they drive the least expensive vehicle.
Good drivers: If you’re a good driver, don’t settle for anything less then the best rate. Make sure you’re not paying for other driver’s loses.
InsuranceHotline.com takes your driving profile and matches it to the insurance company targeting their rates for your driving profile.
Lee Romanov
Consumer Advocate
LeeRomanov.com
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